​Do I need insurance in Georgia when renting a car?

Do I need insurance in Georgia when renting a car?

When planning a trip to Georgia and renting a car in Tbilisi or Batumi, insurance becomes one of the key issues. Most companies have CASCO and GO policies, but not all do. It is important to understand what types of insurance are offered and under what conditions.

Types of insurance

1.Insurance with zero deductible:

o This is the most expensive option, but also the most reliable. For it, you are usually asked to pay an additional fee of $8-20. In conditions of heavy traffic in Tbilisi and Batumi, such insurance allows you to feel more confident and calm.

2.Insurance with deductible:

o The deductible can be 2%, 3%, 4% and higher. The higher the deductible, the cheaper the insurance. It is important to keep in mind that many insurance companies do not cover losses for gross traffic offences such as running a red light, crossing solid lines and driving under the influence of alcohol.

If you are planning to hire a convertible in Tbilisi or Batumi, it is worth paying attention to the availability of insurance. Most insurance companies in Georgia do not offer policies for convertibles and coupes. Therefore, before renting such a car, check all the details and make sure that insurance is available.

Cost and choice of company

When choosing a company to rent a car in Tbilisi or Batumi, pay attention to the rental price. If the price is suspiciously low, it may be due to the lack of insurance or other hidden conditions. It is recommended to study the offers of several companies, compare prices and rental conditions.

Conclusion

Insurance is voluntary, but given the specifics of traffic in Georgia, especially in large cities, its presence can make your life much easier. If you rent a car, remember that you are responsible for it and for those around you. Therefore, take care of your safety and the safety of other road users.